[This is the first article in a 3-part series from the Benefits Team to guide you through updating your beneficiaries for your UCOR benefits.]
As Annual Enrollment approaches, taking a few minutes to review your beneficiaries is one of the most important steps you can take to protect your loved ones.
Your beneficiary designations on file determine who receives your company-paid Basic Life, Voluntary Life, and Accidental Death & Dismemberment (AD&D) benefits in the event of your death.
When Should You Update Your Beneficiaries?
While you can update your life insurance beneficiaries at any time during the year, Annual Enrollment is the ideal time to check your records. You should immediately review your designations if you have recently experienced:
- A change in marital status (marriage or divorce)
- The birth or adoption of a child
- The loss of a previously designated primary beneficiary
- Changes to your personal estate plan or trust
How to Update Your Beneficiaries in Empyrean
All life insurance beneficiary designations for UCOR employees are managed directly through the Empyrean platform. Updating your information takes only a few minutes:
- Log-in to your benefits profile at www.MyGroupBenefits-UCOR-ORRCC.com to view your current benefits.
- Click Beneficiaries below your contact information to review your designated beneficiaries as well as percentage allocations.
- Click Add/Edit Beneficiaries if any updates should be made. Assign percentage shares for each benefit plan. Remember that allocations within each category must total 100%.
- Confirm and Save by clicking Save Changes at the bottom of your screen.
If you have any issues accessing your beneficiaries on the Empyrean website, call the dedicated customer service line at 1-800-451-8964 (Monday through Friday 8 a.m. to 5 p.m.) and select Option 3 to speak with a representative.
Important Reminder: 2027 Annual Benefits Enrollment for all eligible UCOR employees will be held from October 26 through Nov. 6, 2026, for coverages that will be effective Jan. 1, 2027.
Questions? Contact the UCOR Benefits Department at Benefits@orcc.doe.gov
